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Terms of Service
All products and services, including but not limited to the Rummy Bunno With Register Of website BUNNO FINTECH TECHBRIDGE SOFWARE TECHNOLOGY PRIVATE LIMITED.
You must carefully read and agree to all the terms in these Terms of Service prior to your use of our Services. "You" in these Terms of Service refers to "user", "player", as well as every visitor to0 our Website/Mobile App.
You may note that if any single term laid down in Rummy Bunno's Terms of Service is found to be unlawful or unenforceable, or is determined to be invalid or voidable or void for any grounds by either a judicial or quasi-judicial body in India, it will not by any means affect the enforceability and validity of any other terms in our Terms of Service.
If you do not wish to adhere to our Terms of Service or any of our future changes or modifications to our Terms, you may choose to cease the use of our Services and any and all features of our Website/Mobile App along with any services that we offer.
Agreement
Please make sure to read our Terms carefully and understand them properly. All the clauses in Rummy Bunno's Terms of Service are delineated in this Agreement and/or included in the medium of reference that can be accessed by clicking on the related links provided below. You should make sure that you have read and clearly understood our Agreement before becoming a user of Rummy Bunno, and you must agree to follow our Terms of Service, Privacy Policy, Fair Play Policy, Responsible Gaming Policy, Game cancellation and Settlement Policy, Game Rules and all the policies laid down on the Rummy Bunno Website/Mobile App and undertake to follow them. You are by all means bound by our Agreement in any instance when you choose to use our Services or games of rummy or software. We reserve the right to modify or amend our Terms at any time without prior notice to you. When we make changes to our Terms, we will update the changes on our Website/Mobile App. Please do make sure to review our Terms of Service frequently to stay updated on changes to our Terms. We may choose to notify you of some of the changes by sending you an email at your email address registered with us. However, our notifying you, at our own discretion, via email shall not absolve you from your responsibility to update yourself on any and all changes to our Terms of Service by reviewing our updated Terms of Service on our Website/Mobile App. We may revise, amend, or change any of our policies and game rules in our Terms of Service. If you do not agree to any changes and the new rules, you may choose to cease using our Services and send us a request to lock your Rummy Bunno account. If you continue using our Services after any amendments or changes to our Terms of Service, your continued use of the Services shall constitute your agreement to our new Terms and it will be assumed that you have read our updated/modified Terms of Service, and you have agreed to the changes made to the Terms of Service, and you undertake to abide by the updated Terms of Service. We may also add to our Terms of Service supplementary terms of service for the use of our existing Services and/or any services that may be added to the Services. In such a case, your continued use of the Services shall constitute your agreement to the supplementary terms of service as well as the Terms in their entirety, and your use of the Services shall be governed by the updated Terms of Service, including the supplementary terms of service.
Description of Our Rummy Games Services
We provide our users/players with an excellent opportunity to enjoy our multiplayer rummy games 24x7. Using our seamless software and IT services, you can play online rummy, a game of skill, with other online rummy players on Rummy Bunno.
Our Services are only intended to allow you to play rummy for the sole purpose of entertainment. As online rummy is 100% legal in India, Rummy Bunno is not responsible for any acts of betting that may take place outside our Website. The states of Andhra Pradesh, Arunachal Pradesh, Assam, Odisha, Sikkim, Nagaland, Tamil Nadu, and Telangana do not permit the deposit or withdrawal of cash to play cash rummy games, so we do not offer the service of cash games to players in these states.
The services provided on our Portal are collectively referred to as the "Services". We have made changes to our services and have stopped offering online games for entry fees and prizes in Telangana and Andhra Pradesh. As per changes made to the Telangana State Gaming Act 1974 and Andhra Pradesh Gaming Act 1974, online games of skill with entry fees for prizes have been restricted in the States of Telangana and Andhra Pradesh. In compliance with these changes, We do not offer our services in the states of like Telangana, Sikkim, Assam, Nagaland, Andhra Pradesh, Arunachal Pradesh and Orissa which together with the States of Andhra Pradesh and Telangana are referred as "Restricted States".
We are legally obliged to deduct tax at source (TDS) on the winnings of Rs.10,000/- or more in a single rummy tournament or a single rummy game/match. TDS at the rate of 30% will automatically be deducted from any such winnings. If you win Rs.10,000/- or more in a single game, you shall be required to provide us with your Permanent Account Number (PAN), if you have not already done so. PAN (permanent account number) verification is mandatory for a single withdrawal of Rs. 1000/- or more, or a cumulative withdrawal of Rs. 10,000/- or more. Moreover, KYC verification is mandatory for a cumulative deposit of Rs. 50,000/- or more or the first withdrawal, whichever happens earlier. KYC Verification includes the verification of your ID, address and mobile number. We reserve the right to verify your PAN and/or KYC documents (ID and address) from time to time and to cancel any prizes won by you if your PAN and/or KYC documents (ID & Address) are found incorrect/inconsistent in our verification process.
Game Variants
On Rummy Bunno, you can play 13-Card Pool Rummy, 13-Card Deals Rummy, 13-Card Points Rummy, and Rummy Tournaments. You can play both free and cash rummy games on
Restricted State
Rummy Bunno. However, people living in Andhra Pradesh, Assam, Odisha, Sikkim, Nagaland, Tamil Nadu and Telangana are not permitted to play our cash games/tournaments as the aforementioned states do not allow their residents to play real money rummy games.
Eligibility to Play Our Games
We do not allow people under the age of 18 years to play our games. If you allow or assist anyone who is below 18 years of age to access our Website/Mobile App or Services on your computer or internet-enabled gadgets, internet connection and/or accessibility (either borrowed or owned or leased), you will solely be responsible for your act and accept complete liability for any outcome thereof, including any adverse consequences. Neither Rummy Bunno, nor any other third party content provider, nor their related agents shall be responsible or liable for any direct or indirect, incidental or consequential injuries or damages that may arise as a result of the use of or inability to use our Website/Mobile App by the user, regardless of instances when such party or agent has been warned of or advised against the possibility of similar injuries or damages.
We reserve the right to demand proof of your age at any moment to check and verify that no minor is using our Services or playing our games. We also have the right to ban any person from playing our games if the person provides false proof of age or is under suspicion of being under-age.
Creation and Operation of a User Account
To play our games, you are required to register with us on our Website/Mobile App using a strong password. After Registration, a username will be automatically assigned to you. For account verification, you will be required to provide more personal information when you opt to play our cash games/tournaments. Before depositing cash or playing cash games, you must ensure that your password is strong and also includes capital letters, special characters and digits.
For security purposes, you may be required to verify the authenticity of the information you provide at the time of creating an account or any time after that, which may require additional proof and documents. If you fail to provide the proof and documents requested, we reserve the right to suspend or terminate your Rummy Bunno account and registration. Please note that we are not obligated to cross-check or verify your information and hence we do not take any responsibility for any consequences or outcomes that may result from your providing false, incorrect, incomplete, concealed. misleading or irrelevant information. Therefore, you are required to provide us with complete and authentic information to the best of your knowledge to play our online games. Also, you should not be a politically exposed person or convicted of any crime. You should not be on the UN sanction list/ work for the UN sanction list.
Geography, Jurisdiction, Payments and Players Funds
Before you add cash to your Rummy Bunno account or play cash rummy games on our Website, you must acknowledge the legality of playing cash rummy games in the jurisdiction from where you are playing the cash games. You are prohibited to play cash games on Rummy Bunno if you are not legally competent to perform transactions in Indian Rupees through banking channels in India and/or if you are not accessing Rummy Bunno from a jurisdiction where playing cash online rummy games is legally permitted. Any violation of this policy will be considered a breach of our Terms, and as a result, your Rummy Bunno account will be locked immediately and you will not be entitled to receive any prizes or refunds from any such cash games you might have participated in on our Website.
You also acknowledge that the state laws of Andhra Pradesh, Assam, Odisha, Sikkim, Nagaland, Tamil Nadu, and Telangana, also called the Restricted Territories, do not permit their residents to play cash rummy games. You shall abide by these state laws and will not use Rummy Bunno's Services to deposit cash, withdraw cash, or participate in cash games on Rummy Bunno while residing in these states.
You are prohibited to play cash games on Rummy Bunno if you are not legally competent to perform transactions in Indian rupees through banking channels in India and/or if you are accessing Rummy Bunno from a jurisdiction where playing cash online rummy games is not legally permitted. Any violation of this policy will be considered a breach of our Terms, and as a result, your Rummy Bunno account shall be locked immediately and you shall not be entitled to receive any prizes or refunds from any cash games in which you might have participated on our Website/Mobile App.
You also acknowledge that the state laws of Andhra Pradesh, Assam, Odisha, Sikkim, Nagaland, Tamil Nadu and Telangana, also called Restricted Territories, do not permit the residents of the said states to play cash rummy games. You undertake to abide by these states laws and you shall not use Rummy Bunno's Services to deposit cash, withdraw cash, or participate in cash games/tournaments on Rummy Bunno while residing in these states.
Accessing the Rummy Bunno Website/Mobile App from a Restricted Territory or from outside India by using IP or GPS masking software programs such as Fake GPS, GPS Spoofer, etc. is a breach of Rummy Bunno's Terms of Service. Such breach of our Terms of Service shall result in you getting permanently blocked and the deletion of your Rummy Bunno account with forfeiture of all the balance in your Rummy Bunno account. Furthermore, using our Services, creating an account on Rummy Bunno or playing our games from a Restricted Territory in/or from outside India by using IP or GPS masking software programs such as Fake GPS, GPS Spoofer, etc. is also a violation of applicable laws, and you shall be solely liable to any penalties and/or penal action under the applicable laws.
All transactions on our Website/Mobile App shall be in Indian rupees. Once you register with Rummy Bunno, we maintain a user account for you to keep a record of all your transactions with us. Payments connected with participation in cash games have to be made through your Rummy Bunno user account. All cash prizes won by you will be credited by us to your Rummy Bunnouser account.
When making a payment, please ensure that the instrument used to make the payment is your own and is used to add cash to your user account only. Subject to the "Add Cash" limits (limits on users/players adding cash to their Rummy Bunno accounts) specified by us from time to time, you are free to deposit as much money into your Rummy Bunno account as you want for the purpose of participating in cash games on the Website/Mobile App. We want you to play responsibly on our Website/Mobile App. Your ability to add cash to your user account shall be subject to the Daily and Monthly "Add Cash" limits set by default, which we can reset with undertakings, indemnity, waiver and verification conditions as we deem appropriate in our sole discretion.
Payments made via Credit card, Debit card, Prepaid Cash card, UPI and internet banking are processed by PhonePe payment gateways. Similarly, We are not responsible for any delays or denials/rejections by such third parties/intermediaries, and the processing of payments be subject solely to the terms, policies and procedures of such third parties/intermediaries. We are not responsible for any delays or denials/rejections at such third parties/intermediaries end, and the processing of payments shall be subject to such third parties/intermediaries terms, policies and procedures solely, and we shall not in any way be responsible for that. If you face any issues while adding cash to your account, you can reach out to us using the "Contact us" feature available in the "Help" section. You agree that in the event of your credit being delayed or eventually declined for reasons beyond our control, we may not be held responsible or liable in any manner whatsoever. Once a payment/transaction is authorized, the money is credited to your user account and is available to you to play cash games on our Website/Mobile App.
We have the right to cancel a transaction at any point in time solely at our discretion, in which case if the payment is successfully made, the transaction will be reversed and the money will be credited back to your payment instrument. Players funds are held in trust by us in specified bank accounts. Rummy Bunno keeps all its players' funds unencumbered and your funds will be remitted to you in due course subject to the Terms and Conditions applicable to the withdrawal of funds. Funds held in your user account are held separately from our corporate funds. Even in the extremely unlikely event of an insolvency proceeding, your claim on the deposits will be given preference over all other claims to the extent permissible by law.
Your Password, Your Responsibility
After you have registered on our Website/Mobile App, it is your sole responsibility to make sure that you do not disclose your passwords to anybody, be it your friends, family members, third party, or anybody whosoever. Please create a strong password of minimum 8 characters including capital letters, digits and special characters so that nobody can crack it. We shall not in any way be responsible if your user account is logged in to or accessed by anybody else by using your password.
Technical Failures
It is possible that you sometimes face disruptions including, but not limited to, errors, disconnection or interruptions in communication because of issues in the Internet services, software or hardware that you are using to avail our Services.
Rummy Bunno shall not in any way be liable for any network disconnection on your computer, mobile or device caused by any fault or error at your end and shall not compensate you for any losses arising from such disconnection. In case of any disruption of service at Rummy Bunno's end while a game is in progress, as determined by and solely at the discretion of Rummy Bunno, Rummy Bunno shall cancel the game and refund your points/cash regardless of the status of the game.
Rummy Bunno shall not be responsible for any disconnection of your computer, mobile or device from Rummy Bunno's server, except in the case of a crash of Rummy Bunno's server.
If there is a disconnection or disruption for a short time in the middle of a game, you shall remain seated at the table and can resume to play once the connection is restored, unless you have been eliminated.
No Warranty
Rummy Bunno is committed to providing updated, accurate, complete and reliable information by publishing it on the Website/Mobile App. However, it is to be noted that we do not represent the suitability of the information published in documents or any other information that is updated on our Website/Mobile App. Therefore, all the information and related graphics and images are to be considered "as is" without any warranty whatsoever expressed or implied by us. We hereby solemnly disclaim and discard all warranties about this information as well as all implied warranties and conditions of our merchantability, title and non-infringement, appropriateness to any particular purpose, and accuracy of our site, software and games of rummy. We do not give any warranty that the servers of our online rummy games will run error-free, uninterrupted, or that they will not get affected by bugs, defects or viruses of any kind. Hence, we reserve the right to determine at our sole discretion whether any issue at our end is responsible for any error or disruption or malfunction. We can limit your playing of our rummy games or tournaments or terminate your account if we determine that you are responsible for causing any malfunction or disruption intentionally. Rummy Bunno is not liable for any assumed or potential wins in any unfinished rummy games or tournaments on the Website/Mobile App.
Software Usage
It is strictly forbidden for anyone to use our software for any commercial purposes. Our software is meant only for playing rummy games for personal entertainment. You must use your Rummy Bunno account only for playing games on the Website/Mobile App and must not attempt to manipulate, decode, modify, disassemble, decompile, reverse or re-engineer our software in any manner. Please note that use of bots or automatic play is prohibited. Any attempt to use artificial intelligence that includes, but is not limited to, robots, in connection with our rummy games and software is strictly forbidden. All the actions that you perform on or in connection with our Website/Mobile App must be executed by you only through the user interface that is accessible on our Website/Mobile App.
Fair Play Policy
We take the fair play of games on Rummy Bunno very seriously and we make sure that every player gets an equal opportunity to win games on our Website/Mobile App. In order to prevent any form of malpractices or unfair play in our games and on our Website/Mobile App, all user actions including deposits, identity verification, rummy games, and individual hands are monitored to ensure a safe, legal and fair environment for all our users.
Every single game on our Website/Mobile App must be a fair individual effort, not a team effort. As part of our Fair Play Policy and to prevent any form of malpractices and in-game collusion, all user actions are monitored and recorded.
Any detection of a breach of our Fair Play Policy, such as, but not limited to, unauthorized deposits under a stolen identity or collusion in play shall result in prompt and serious action by Rummy Bunno against the ffending user, including, but not limited to, permanent termination of the user's account,
as detailed in the "Breach and Consequences" section below.
1.1 Anti-Cheating and Anti-Collusion
1.1.1 You undertake that you yourself will play in all games for which you register/which you join and you shall not use any form of external assistance to play. You shall not add any unauthorized components and not create nor use any cheats, exploits, bots, hacks or any other third-party software designed to modify the Website/Mobile App. You also undertake that you will not use any third-party software that intercepts, mines or in any way collects information from or through the Website/Mobile App or through any of our Services. Any attempt to employ any such external assistance is strictly prohibited.
1.1.2 Formation of teams by you and any other user(s) for collusion or any form of cheating in the games on the Website/Mobile App is strictly prohibited. At Rummy Bunno, we have a zero tolerance policy for anyone who violates or attempts to violate our Fair Play Policy or Terms of Service. And as a leading game operator of the industry, we flag all offending players and, at our own discretion, restrict them from playing on Rummy Bunno.
1.2 Money Laundering
You are prohibited from conducting any activity on the Website/Mobile App that may be construed as money laundering, including, but not limited to, attempting to withdraw money without playing cash games, attempting to withdraw real money added via credit cards/UPI/net banking or any other payment method without wagering that, and deliberately losing money to a certain player(s).
1.3 Anti-Spamming
Sending spam emails or any other form of unsolicited communication for obtaining registrations on the Website/Mobile App to benefit from any promotional program of Rummy Bunno or for any other purpose is strictly prohibited. You are strictly prohibited from selling anything on or through Rummy Bunno or using any of Rummy Bunno's features, including, but not limited to, the chat facility.
1.4 Multiple Accounts
Your registration on the Website/Mobile App is restricted to a single user account, which will be used by you to avail yourself of the Services provided on the Website/Mobile App. You are prohibited from creating or using multiple user IDs for playing on the Website/Mobile App or using our Services.
1.5 You may not use our Website/Mobile App/Services to upload, distribute, transmit, publish, or post any content, including creating a username/password, that:
1.5.1 is libelous, defamatory, obscene, intimidating, invasive of privacy, abusive, illegal, harassing;
1.5.2 contains expressions of hatred, expressions hurting religious sentiments, or expressions related to racial discrimination or pornography;
1.5.3 is in any way objectionable or undesirable (whether or not unlawful);
1.5.4 is or can be construed as an incitement to commit a criminal offense;
1.5.5 violates the rights of any person;
1.5.6 is aimed at soliciting donations or other form of help;
1.5.7 violates the intellectual property of any person and/or any legally formed entity;
1.5.8 disparage in any manner Rummy Bunno or any of its subsidiaries, affiliates, licensors, associates, partners, sponsors, products, services, or websites;
1.5.9 promotes a competing service or product or any other service or product;
1.5.10 violates any applicable laws.
1.6 In the event that we determine that the screen name chosen and created by you is indecent, objectionable, offensive or undesirable in any way, we shall notify you about it and you shall promptly provide us with an alternate username so that we can change your existing username to the new name provided by you. If you fail to provide an alternate username, we reserve the right to either permanently suspend your user account or reactivate your user account only after you have provided a different, acceptable username.
1.7 You shall not host, intercept, emulate or redirect proprietary communication protocols, if any, used by the Website/Mobile App, regardless of the method used, including protocol emulation, reverse engineering, nor modify the Website/Mobile App or any files that are part of the Website/Mobile App.
1.8 You shall not frame the Website/Mobile App. You may not post or upload editorial comments, commercial material or any information on the Website/Mobile App, alter or modify Content on the Website, or remove, obliterate or obstruct any proprietary notices or labels.
1.9 You shall not use the Services on the Website/Mobile App for any commercial purposes including, but not limited to, use in a cyber cafe as a computer gaming center, network play over the internet or through gaming networks or a connection to an unauthorized server that copies the gaming experience from the Website/Mobile App.
1.10 You shall not upload, distribute or publish through the Website/Mobile App any content that may contain viruses or computer contaminants (as defined in the Information Technology Act 2000 or such other laws in force in India at the relevant time) which may interrupt, destroy, limit the functionality of or disrupt any software, hardware or other equipment belonging to us or that aids in providing the services offered by Rummy Bunno . You shall notb disseminate or upload viruses, programs, or software to the Website/Mobile App whether it is harmful to the Website/Mobile App or not. Additionally, you shall not impersonate another person or user and not attempt to get another user's password, account information, or any private information, nor harvest their email addresses or any other information.
1.11 You shall not purchase, sell, trade, rent, lease, license, grant a security interest in, or transfer your user account, Content, currency, chips, points, standings, rankings, ratings, or any other attributes appearing in, originating from or associated with the Website/Mobile App.
1.12 Any form of suspicious or unauthorized activity, including attempting to use or using any other person's credit card(s), debit cards, net-banking usernames, passwords, authorization codes, prepaid Real Money cards, and mobile phones for depositing money into your Rummy Bunno user account, is strictly prohibited.
1.13 Accessing or attempting to access our Services through someone else's user account is strictly prohibited.
1.14 Winnings, bonuses, bonus codes and prizes are unique to the player and are non-transferable. In the event you attempt to transfer any winnings, bonuses or prizes, or share special bonus codes, the benefits of the same shall be forfeited.
1.15 Rummy Bunno's officers, directors, employees, consultants, and agents, as well as the relatives of such persons ("Associated Persons") have no access to the site's systems, databases, server-side operations, and RNGs, and have no information that makes any manipulation of the dealing of cards possible, and they have no special access other than what is available to any user of the Website/Mobile App. They are prohibited from playing, directly or indirectly, any real money games on the Website/Mobile App, other than any specific term of engagement with Rummy Bunno from time to time.
1.16 You shall not post any material or comment on any media available for public access that, in our sole discretion, is defamatory or detrimental to our business interests, notwithstanding the fact that such media is not owned or controlled by us. In addition to any other action that we may take pursuant to the provision hereof, we reserve the right to remove any and all material or comments posted by you and restrict your access to any media available for public access that is either controlled or moderated by us, when in our sole opinion, any such material or comments posted by you is defamatory or detrimental to our business interests.
1.17 You shall be responsible for protecting your privacy on Rummy Bunno, so you must not share any of your personal information, including your phone number, PAN, Aadhaar number, email address, password, address, etc, with any other player/user on Rummy Bunno.
1.18 When a game is canceled by Rummy Bunno because of technical glitches, or when collusion or cheating in a game is detected, we will settle the game as per our Game Cancellation and Settlement Policy.
Moreover, we may, at our sole discretion, take further action against the offending users, including banning their access to all our Services.
No Bribes, Gifts or Favors
You shall not offer any Rummy Bunno employee any bribe, gifts, services, compensation, or any other favor that might influence or might appear to influence the employee in performing his/her duties at Rummy Bunno.
Rummy Bunno employees shall not solicit any bribe, gifts, or services from you. Offering Rummy Bunno employees any cash, cash equivalents, gifts, gift cards, services, or favors is strictly prohibited.
Fair Play Deposit and Withdrawal Policy
If you are a cash player on Rummy Bunno, your Balance is divided into twoAccounts: Deposit Account Balance and Withdrawable Account Balance. The Deposit Account Balance includes all the amount you have deposited and earned as a bonus. The Withdrawable Balance includes all the amount you have wagered and won. You can only withdraw a maximum amount equal to your Withdrawable Balance. You cannot withdraw your deposit balance without wagering that.
You may withdraw your cash winnings to an Indian bank account, using an electronic bank-to-bank transfer (NEFT/IMPS) method. You agree that all the withdrawals you make are governed by the following conditions:
  • a. You can choose to withdraw money from your user account at any time, subject to the bonus/prize money withdrawal restrictions, by notifying us of your withdrawal request.
  • b. Bonuses and promotional winnings are subject to withdrawal restrictions and can only be withdrawn when you have made at least one cash deposit on www.Rummy Bunno and thereafter played the minimum number of cash games required to be eligible for the bonus and promotional winnings.
  • c. We will process withdrawal requests after KYC and withdrawal verification has been successfully completed and transfer funds via IMPS and NEFT- electronic transfer. We reserve the right to reverse the amount to the payment/deposit instrument used to add cash to the user's Rummy Bunno account.
  • d. All withdrawals on Rummy Bunno are currently free of any harge. However, in the future, if there are any charges levied on withdrawals, we reserve the right to inform you in advance about those charges and charge the applicable fee.
  • e. With our best efforts, we will process all withdrawal requests within 24 hours of your making the request, and the bank may take another 48 hours to deposit the money into your account. There could be delays due to the time required for verification and completing the withdrawal transaction. This includes National and Bank Holidays or disruptions of service. We shall not be liable to pay you any form of compensation for the reason of delays in remitting payments to you from your user account.
Terms of Payment
  • In respect of any transactions entered into on the Rummy Bunno platform, including making a payment to participate in the paid versions of skill game(s), you agree to be bound by the following payment terms:
    • The payment of a predetermined amount that the user makes to participate in any skill game(s) is inclusive of the fixed platform fee charged by Rummy Bunno for access to Rummy Bunno Services and the user's contribution to the prize pool.
    • Subject to these Terms and Conditions, all amounts collected from the user are held in a separate non-interest earning Trust Account, which is responsible for the management of the user account and the prize pool, until the determination of winners and distribution of prizes. Rummy Bunno receives only its share of the platform fee through the said Trust Account and has no control over the User Funds.
    • Rummy Bunno reserves the right to charge a platform fee. The platform fee (inclusive of the applicable tax thereon) will be debited from the user's account balance and Rummy Bunno will issue a transaction note for such debit to the user, which is visible in the user's Transaction History.
    • The user may participate in a cash skill game by making a pre-specified contribution to the prize pool of the game, which will be given away to the winner(s) of the skill game after the completion of the game as per the terms and conditions of the skill game. It is to be noted that Rummy Bunno has no right or interest in the prize pool and only acts as an intermediary engaged in collecting money for the prize pool and distributing the prize pool in accordance with the skill game's terms and conditions. Rummy Bunno will charge a nominal platform service fee on the final prize pool. The amount to be paid in by the user toward the prize pool will also be debited from the user's account balance maintained within the Trust Bank account.
    • Every user using Rummy Bunno Services is provided with two types of accounts for the processing and reconciliation of payments: (i) Deposit Balance Account, (ii) Withdrawable Balance Account. It is to be noted that in no instance will Rummy Bunno permit the transferof any amounts in the user's specific accounts to any other type of account held by the user, or to any third-party account, including a bank account held byma third party.
      • The user's wagered amount and winnings in any skill game(s) will be credited to the user's Withdrawable Balance Account.
      • Any amount remitted by the user via a designated payment gateway will be credited to the user's Deposit Balance Account.
    • The user will be permitted to withdraw only the amount available in the user's Withdrawable Balance Account. All amounts credited to the user's Withdrawable Balance Account must be utilized within 365 days of credit. If there is any unutilized amount in the user's Withdrawable Balance Account after the completion of 365 days from the date of credit of the amount, Rummy Bunno reserves the right to apply the terms of its Inactive Accounts and Unused Funds Policy to that amount.
    • In all cases where the user requests withdrawal of any amount from the user's Withdrawable Balance Account, Rummy Bunno will initiate an online transfer of the requested amount (from the amount available in the the user's Withdrawable Balance Account) to the user's bank account registered with Rummy Bunno within a commercially reasonable period of time. Such transfer will be shown as a debit in the user's Transactions History under the category of "Withdrawal." Rummy Bunno will not charge any processing fee for the online transfer of an amount to the user's bank account. It is to be oted that the user will be required to provide a valid identity card with a clear photo and address proof as proof of identity, as well as the user's PAN, and get the user's KYC verified in order for Rummy Bunno to process the withdrawal request. The name on the user's identification document should match the name provided by the user at the time of registration on Rummy Bunno, as well as the name and the address in the records of the user's bank account as provided to Rummy Bunno.
    • In the event that no bank account has been registered by the user with his/her user account with Rummy Bunno, or the user has not verified his/her account with Rummy Bunno to Rummy Bunno's satisfaction and in accordance with these Terms and Conditions, Rummy Bunno will send a notification to theb user at the user's email address registered with Rummy Bunno. In the event that the user fails to register a bank account with his/her user account even after the notification and/or fails to get his/her user account KYC-verified, Rummy Bunno will have the right to confiscate all the amount in the user's account. Failure to provide Rummy Bunno with a valid bank account or valid identification documents, to Rummy Bunno 's satisfaction, may result in the forfeiture of any and all amounts available in the user's account with Rummy Bunno.
    • Further, in order to conduct promotional activities, Rummy Bunno may gratuitously grant bonuses (play points or bonus cash/fund amounts) to the user for the purpose of participation in any skill game(s) on Rummy Bunno . The user will not in any case be permitted to transfer or request the transfer of any amount available in the user's Bonus wallet to the user's Withdrawable Balance Account or bank account any other account. The usage of any bonus granted will be subject to the limitations and restrictions of the promotion/bonus, including but not limited to restrictions of time within whichthe bonus must be used, as applied by Rummy Bunno and notified to the user at the time of granting the bonus. Grant of any bonus to the user is at the sole discretion of Rummy Bunno and cannot be demanded by the user as a matter of right. The grant of any bonus by Rummy Bunno on any day will not entitle the user to demand a bonus at any subsequent time, nor create an expectation of recurring grant of a bonus by Rummy Bunno to the user. A bonus granted to the user may be used by the user for the purpose of setting off against the user's contribution to the prize pool in any skill game(s), in accordance with these Terms and Conditions. No bonus will be withdrawable or transferrable to any other account of the user, including the bank account of the user or of any other user or person, other than as part of the winnings of the user in any skill game(s). In the event that the user terminates his/her account with Rummy Bunno or his/her account if terminated by Rummy Bunno, any and all bonuses granted to the user will be reversed by Rummy Bunno and the user will have no right over such bonuses or interest in them.
    • You agree that once you confirm a transaction on Rummy Bunno, you will be bound by and make payment for that transaction.
    • You acknowledge that subject to the time taken by the bank for processing payments and such other external dependencies that Rummy Bunno has on third parties, any transactions made on Rummy Bunno may take up to 72 hours to be processed. Any amount paid into or transferred to the user's account may take up to 72 hours to get added to the user's account balance. Similarly, the disbursement of a bonus to the user may take up to 72 hours to be shown in the user's Transaction History.
    • You agree not to make any complaint or claim against Rummy Bunno in respect of any delay, including any delay resulting in a lost opportunity to join any skill game(s), in crediting a transaction amount to any of your accounts.
    • A transaction, once confirmed, is final and no cancellation is permitted.
    • Rummy Bunno may, in certain exceptional circumstances and at its sole and absolute discretion, refund the transferred amount to the user after deducting applicable cancellation charges and taxes. At the time of a transaction, the user may also be required to take note of certain additional terms and conditions, and such additional terms and conditions will also govern the transaction. To the extent that the additional terms and conditions contain any clause that is conflicting with these Terms and Conditions, the additional terms and conditions will prevail.
Breach and Consequences
If we have evidence, through our investigations or reasonable belief, of a breach of our Terms of Service by you and/or that your continued access to our Website/Mobile App is detrimental to the interests of Rummy Bunno or our users or the general public, then we reserve the right to take one or all of the actions below at our own discretion:
  • Permanently terminate your Rummy Bunno account, barring you from playing games on our Website/Mobile App and restrict you from registering with Rummy Bunno www.rummybunno.in again in the future.
  • Confiscate the cash balance in your account.
  • Demand and order damages for breach of Rummy Bunno 's Terms of Service and take any necessary civil action to recover damages.
  • Initiate steps of prosecution for damages and violation that is equivalent to offenses in law.
  • Put restrictions on the access of our games by users who are suspected in cases of cheating or colluding.
The action taken by us will be solely due to your breach of our Terms of Service; the action shall be final and decisive and shall be binding on you. Any action taken by us will be without any prejudice to our other rights and remedies that are mentioned and available in law or equity.
Governing Law, Dispute Resolution and Jurisdiction
The agreement in our Terms of Service shall be followed, governed, and interpreted and construed in accordance with the laws of India. All or any disputes, complaints, differences, etc, shall be subject to Arbitration under the law of Arbitration and Conciliation Act of 1996.
Content Copyright
All the online content, materials and information on our Website/Mobile App (collectively referred to as "Content") are secured by intellectual property rights. The Content includes a wide range of online items like images, designs, multimedia clips, graphics, logos, information, text content, games, software, animation, marks, hyperlinks, and pictures. The Content, whether or not belonging to us, is thus protected and secured by applicable intellectual property rights. In addition, we are free to record and use, in any manner whatsoever, all chat content, images, emails, and recommendations sent by any member or user of our Website/Mobile App, as they form a part of the Content of Rummy Bunno.
Please note that our Website/Mobile App may contain information about third parties and may have hyperlinks to them. We are not responsible in any way for the implied or explicit warranty of the quality, integrity or accuracy of the content that belongs to the third-party websites. You may rely on the third-party content posted on Rummy Bunno solely at your own discretion, risk, and liability. When you visit such content, you will be subject to applicable terms and conditions. We hereby declare that we do not control and are not responsible for any content belonging to third-party websites, as the hyperlinks given do not mean endorsement of the websites or website pages linked to by us.
Promotions
When you register with Rummy Bunno, you will receive notifications regarding special offers, updates, contests, account activities, etc. through SMSes, emails and direct mails. Some of Rummy Bunno's promotions require uesrs to be KYC-verified to receive their benefits. If any aspect of your contact information or KYC (ID, address, email address or mobile number) is not approved or verified, you shall not receive the benefits of such promotions, including promotional amounts and prizes. Check out the specific terms and conditions of our promotions and contests before participating in them.
All the details of all our promotions are available in the "Promotions" section on the Website/Mobile App. Each promotion has its own Terms and Conditions, which are clearly explained on the respective promotion pages. All the cash bonuses and deposit bonuses have additional terms and conditions, including, but not limited to, specific time limits. The Terms and Conditions, as well as additional terms and conditions, may differ from offer to offer in accordance with the respective bonus plans. Any Bonus offer may not be claimed in conjunction with any other bonus offers offered by Rummy Bunno at the time. Once you activate a bonus code, any bonus codes and offers being utilized by you previously will become invalid and inactive automatically and you will stop receiving their benefits. You will receive the benefit of only the active bonus code. All the games, contests, bonuses and cashback offers in the "Promotions" section may be discontinued or canceled without any prior notice. Rummy Bunno is not responsible or liable for any such cancellations and will not pay the Users any compensation whatsoever except refunding the applicable entry fee. The decision of the Rummy Bunno Management shall be final and binding in case of any disputes.